Moving home is more than just an exciting new chapter , it’s also a financial one. Whether you’re a first-time buyer, upsizing, downsizing, or relocating somewhere new, understanding the full cost involved is essential. It helps you budget effectively and avoid unpleasant surprises that could disrupt your move.
So, how much does it cost to move home in the UK in 2026? Let’s break this down clearly, with up-to-date figures and insight to help you prepare.
Why Knowing Moving Costs Matters
Moving isn’t just about hauling boxes from one place to another. It involves a mix of fees tied to buying and selling property, legal work, taxes, surveys, and, of course, the physical relocation itself.
Recent data shows that moving costs have risen considerably over the past decade. Today, the average homeowner faces a considerable bill:
- Overall average cost for homeowners in 2026: £10,500 to £14,000
- For first-time buyers: approximately £2,186 (not including the deposit)
- In London and other high-cost areas, expenses often exceed £30,000
Knowing these numbers upfront lets you plan better, avoid cash flow issues, and keep your move on track.
Breaking Down the Typical Moving Costs
Moving expenses generally fall into three categories: costs when buying, costs when selling, and moving-related costs.
1. Costs When Buying a Home
- Stamp Duty Land Tax (SDLT): A government tax based on your home’s purchase price. For a property priced around £285,000, expect roughly £1,750 in Stamp Duty. For pricier homes, this tax rises quickly. Note that from April 2025, new SDLT thresholds could mean more buyers paying increased rates.
- Conveyancing Fees: Legal professionals handle all the paperwork and property checks. Expect to pay between £800 and £1,500 plus VAT.
- Property Survey: Surveys assess the condition of the home. Basic valuations start at about £400 but full structural surveys can cost over £1,000.
- Mortgage Fees: These may cover arrangement and valuation fees charged by lenders.
2. Costs When Selling a Home
- Estate Agent Fees: Usually a percentage of the selling price, often between 1% and 3%. For a £285,000 home, this can add up to around £5,700.
- Conveyancing Fees: Similar to buying, expect legal fees between £500 and £1,200.
- Energy Performance Certificate (EPC): Required by law when selling, costing around £85 to £200.
- Additional Costs: These might include home staging, repairs, or mortgage exit fees.
3. Moving and Miscellaneous Costs
- Removals: Professional removal services average around £1,100 but vary with distance and volume.
- Packing Materials: Boxes, tape, and protection add up but can be saved if you repurpose or source cheaply.
- Insurance: Consider insuring your possessions during transit.
- Mail Redirection: Royal Mail’s service costs approximately £36.
Regional Variations: Hertfordshire and Beyond
Location makes a big difference. For instance:
- In Hertfordshire, where house prices are typically above the national average, moving costs often run towards or beyond the £14,000 mark.
- In London, higher property values and fees push costs over £30,000 for many.
- In more affordable areas like the North-East of England, moving costs might be closer to £5,500.
If you’re based in Hertfordshire, services like Man with Van Hertfordshire offer competitively priced moves tailored to the region, which can help keep your costs manageable.
Practical Tips to Manage Your Moving Costs
Moving doesn’t have to break the bank. Here are some ways to keep your costs in check:
- Compare Conveyancers and Estate Agents: Fees vary—get multiple quotes to find the best value.
- DIY Packing: Pack your belongings yourself to save on labor costs.
- Shop Around for Removal Services: Prices vary by company and season; look for discounts or package deals.
- Monitor Stamp Duty Changes: Timing your purchase around tax changes can lead to savings.
- Budget for Hidden Expenses: Include surveys, insurance, and unexpected repairs in your plan.
- Negotiate Fees: Some agents and solicitors may offer fixed fees or discounts if asked.
Summary: What to Expect When Moving Home in 2026
| Cost Component | Estimated Average UK Cost (2026) |
|---|---|
| Buying Costs | £4,000+ (Stamp Duty, conveyancing, surveys) |
| Selling Costs | £6,500+ (estate agents, legal fees) |
| Removals & Miscellaneous | £1,100+ |
| Total Moving Cost | £10,500 to £14,000+ |
| First-Time Buyers | Around £2,186 (excluding deposit) |
Ready to Move? Man with Van Hertfordshire Can Help
Planning a move in Hertfordshire or nearby? Hiring a professional and reliable removals company can make all the difference.
Man with Van Hertfordshire offers affordable, personalised moving services designed to take the hassle out of your relocation.
Next Steps
- Request a free, no-obligation quote.
- Download our detailed guide, “Moving Home: Costs to Expect and How to Save.”
- Explore related resources on buying, selling, and moving home costs on our website.
Moving home is a big step. But with a clear understanding of costs and the right support, your new front door is closer than you think. 🏡
Sources: Inside Conveyancing, House Beautiful, Property Soup, Halifax, Reallymoving.